FINANCING

Save your consumer credit cards for household or unplanned expenses! Unlike your Visa or MasterCard, CareCredit is exclusive for healthcare services and you can get No Interest* financing every time you use it. If you need more time to pay for your procedure, you can take advantage of our extended payment plans with low, fixed interest rates.

Over 90,000 healthcare practices around the country accept CareCredit, and the use of CareCredit allows doctors to focus on delivery of the best possible healthcare, instead of costs.

We know credibility is important to you. That’s why we like to let you know that CareCredit is a GE Money Company, which means you can rest assured that you’re getting the most credible and trusted financial partner available. For over 20 years, we’ve helped over six million cardholders get the procedures they want and need. To learn more about the wide range of consumer financial services offered by GE Money, click here.

CareCredit offers a full range of payment plans. Our 3, 6, 12, & 18-month No Interest* payment plans feature monthly payments as low as 3% of the balance and let you pay within the specified time without incurring interest charges. Simply make your minimum monthly payment and pay off your entire balance during the agreed-upon time period, and you’ll pay no interest.

For patients/clients with higher treatment fees who would prefer more time to pay with lower monthly payments, our 24, 36, 48, & 60-month extended payment plans* offer a low, fixed 11.9% interest rate and an extended term.

Not all practices offer every plan. To find out which plans are available in your provider’s practice, be sure to speak with the office manager or financial coordinator.

Not all practices offer every plan. Contact your healthcare provider to find out which plans they offer. Be sure to speak with the office manager or financial coordinator.

You can get a “No Interest” plan every time you use CareCredit. At your appointment, you and your doctor can discuss which plans work best for you and your budget. Not all practices offer every plan. Contact your healthcare provider to find out which plans they offer.

You will only pay the “variable APR” if you do not meet the terms of the promotion. You will only pay this interest rate if you do not pay off your account in full during the agreed-upon time period or you do not make the minimum payment on the account when due. For complete details please read the Terms and Conditions within the application.

All purchases qualify for “No Interest.” Simply make your minimum monthly payment and pay off your entire balance during the agreed-upon time period, and you’ll pay no interest.

You will only pay the “variable APR” if you do not meet the terms of the promotion. You will only pay this interest rate if you do not pay off your account in full during the agreed-upon time period or you do not make the minimum payment on the account when due. For complete details please read the Terms and Conditions within the application.

To estimate your monthly payments, use our online Payment Calculator.

To begin your online application, all you have to do is choose from one of the three options: search for your doctor by name, choose from a list of doctors in your area OR simply tell us how you’re planning to use CareCredit, if you’re not ready to choose your doctor yet.

We will obtain and verify information that identifies you as a new account holder. We’ll use your name, address, date of birth, Social Security, Driver’s License, and other information for this purpose.

CareCredit is a GE Money Company and our secure online application is owned and operated by a GE Money Bank. Your security and privacy are important to us. We take great care to protect your information by using a 128-bit secure socket layer technology on our online application.

You can get a “No Interest” plan every time you use CareCredit. If you need more time to pay for your procedure, you can take advantage of our extended payment plans with low, fixed interest rates. You will only pay the “variable APR” if you do not meet the terms of the promotion. You will only pay this interest rate if you do not pay off your account in full during the pre-determined promotional period or you do not make the minimum payment on the account when due. For complete details please read the Terms and Conditions within the application.

Not all practices offer every plan. Contact your healthcare provider to find out which plans they offer. Be sure to speak with the office manager or financial coordinator.

You will get the promotional interest rate (either No Interest or low interest 11.9%) if you pay the minimum payment on the account when due and pay the account in full within the pre-determined promotional period. Not all promotions are offered by all CareCredit providers. Please see your doctor to find out which plans are available.

This rate is a non-promotional interest rate (APR). This interest rate only applies if you do not meet the terms of the promotion. You would only pay this interest rate if you do not pay off your account in full during the pre-determined promotional period or you do not make the minimum payment on the account when due. For complete Terms and Conditions please refer to the application.

If you do not make your required Minimum Payment by the Payment Due Date, you make a payment that is not honored by your bank or you exceed your credit limit, the Delinquency Rate, or at our discretion a lower rate (rather than the Standard Rate), may apply to all existing balances on your account and all new transactions beginning with the first day of the billing period in which your missed or returned payment was due or in which you exceeded your credit limit.

Approval is based on information from your credit application and past credit history. This includes information from the primary applicant as well as any co-applicant.

CareCredit is a GE Money Company. This CareCredit website provides useful information about getting and using CareCredit in a variety of healthcare service areas.

Your security and privacy are important to us. We take great care to protect your information by using a 128-bit secure socket layer technology on our online application.

The CareCredit online application is owned and operated by a GE Money Bank. We encourage you to read the GE Money Bank Privacy Policy and Web Site Usage Agreement, which govern the use of the CareCredit Online Credit Application Center. Once you’re a CareCredit cardholder, you’ll also be able to access and manage your account at GEOnlineServices.com

You won’t receive a billing statement from CareCredit until a charge has been processed on your account. Once a charge has been processed, you will receive your first billing statement within 30 days.

Yes. There are no pre-payment penalties with CareCredit.

Yes, you can use your CareCredit account over and over, at any practice which accepts CareCredit. As long as you have the available credit on your account, you can use your card for ongoing or new treatments and procedures, without reapplying.

Yes. Visit www.geonlineservice.com and register with GE Online Services. When you manage your account online, you can:

• View your account summary
• Make a payment online
• View your transaction history

Yes. You can use CareCredit for treatment balances from $1 to over $25,000.

If you are already a CareCredit cardholder, you can contact CareCredit toll-free at (866) 893-7864.